Home / Stock ratings / VOYA
Stock rating · Life Insurance
Voya Financial, Inc. (VOYA) Stock Rating & Analysis
As of September 22, 2026, MELANY rates Voya Financial, Inc. 61 out of 100 (Hold).
MELANY ratingRated 2026-09-22VOYA · composite score
About Voya Financial, Inc.
Voya Financial Inc is a financial services company that, through its subsidiaries, provides investment, insurance, and retirement solutions to individual and institutional clients in the United States. Its products and services include tax savings plans, individual retirement accounts, group life insurance plans, and employee benefits products, each tailored to the needs of its customer base.
Rating as of 2026-09-22 · this is a dated snapshot; the live rating is in the app (Pro, free for 30 days). The price above updates in real time.
Why VOYA scores 61/100
VOYA's 8 factor scores run from 48 to 68, and 4 of them sit above its composite of 61. Here is how VOYA breaks down.
Whether the price looks cheap or expensive against earnings, growth, and peers.
- Forward P/E 8.6x, earnings growth accelerating
- FCF yield 16.2%
Margins, returns on capital, and balance-sheet strength.
- Gross margin 56%
Direction and relative strength of the recent share-price trend.
- 50-day MA above 200-day (golden cross zone)
History of beating or missing estimates, and where estimates are heading.
What Wall Street price targets and revisions are signalling.
Near-term events that could move the stock.
Upside weighed against volatility and drawdown risk.
How the current rate and market regime suits this kind of company.
How VOYA compares
As of October 13, 2026, Voya Financial, Inc. ranks 4th of the 4 companies with a MELANY rating page in its SEC industry group (Life Insurance), where the average score is 66.
Key risks for VOYA
- No specific company-level red flags detected, monitor macro regime changes
Sector and theme context
Voya Financial, Inc. sits in the Financials / rate cycle theme, which MELANY currently rates 23/100 for strength. Theme strength feeds VOYA's momentum and catalyst factors above.
Tracking VOYA
Voya Financial, Inc. rates Hold right now, so MELANY is not flagging a fresh entry. Add VOYA to a watchlist in the app to follow its rating; an alert the moment it changes is part of Pro, free for 30 days.
How MELANY rates VOYA
MELANY is a rules-based engine that scores every stock from 0 to 100 across eight weighted factors, then re-scores as new price, earnings, and fundamental data arrive. Voya Financial, Inc.'s 61/100 reflects mature factor weighting for its profile.
Ratings are algorithmic and change with the data. They are research and education, not personalized investment advice.
Frequently asked questions about VOYA
Is Voya Financial, Inc. (VOYA) a buy?
As of 2026-09-22, MELANY rated Voya Financial, Inc. Hold with a composite score of 61/100. That is a dated snapshot, not the live rating, and it is an algorithmic reading built from eight factors rather than personalized investment advice. Review the factor breakdown above and the disclaimer below before making any decision.
What is Voya Financial, Inc.'s MELANY score?
Voya Financial, Inc. (VOYA) has a MELANY composite score of 61/100, combining valuation, business quality, price momentum, earnings track record, analyst sentiment, catalyst setup, risk-adjusted profile, macro fit.
How is the VOYA stock rating calculated?
MELANY scores VOYA from 0 to 100 across eight weighted factors using live market and fundamental data, then refreshes the rating automatically as new data arrives.
Should I buy Voya Financial, Inc. stock?
That decision is yours; Market Eyes Live does not give buy or sell advice. What the data says: MELANY rates Voya Financial, Inc. (VOYA) Hold with a composite of 61/100 as of 2026-09-22. The factor breakdown above shows what is driving that, which is a better basis for a decision than any one-word verdict.
What is the VOYA stock price forecast?
MELANY does not publish price targets or forecasts for VOYA. Predicting a future price is exactly the kind of false precision the confidence framework avoids. Instead it scores today's setup, 61/100 across eight factors for Voya Financial, Inc., and re-scores automatically as new price, earnings, and fundamental data arrive.
Is VOYA stock overvalued or undervalued?
MELANY's valuation factor currently reads 68/100 for Voya Financial, Inc., where a higher score means the price looks more attractive on that measure. Scores in the 70s and above read as attractively priced, the mid range as roughly fair, and low scores as stretched. The factor breakdown above shows what drives VOYA's read.
What price should I buy VOYA at?
MELANY is not flagging a fresh entry for VOYA at its current Hold rating, so there is no entry zone to publish right now. Add VOYA to a watchlist in the app to follow it; an alert the moment the rating changes is part of Pro, free for 30 days.
What are the risks of buying VOYA stock?
The top risks MELANY currently flags for Voya Financial, Inc.: No specific company-level red flags detected, monitor macro regime changes. The rating on this page already weighs these against the bullish factors; see the risk-adjusted profile score in the breakdown above.
Is Voya Financial, Inc. a good long-term investment?
For long-term durability the two factors that matter most are business quality, which MELANY scores 51/100 for Voya Financial, Inc., and earnings track record, at 48/100. The 61/100 composite blends those with six shorter-horizon factors. Durable quality at a fair price is the long-term case to test; this is research, not personalized investment advice.
Will VOYA stock go up?
Nobody can promise a stock's direction, and Market Eyes Live does not predict prices. The measurable part: MELANY's price momentum factor reads 68/100 for VOYA right now, and the catalyst setup factor tracks whether near-term events could move it. Both re-score automatically as the data changes.
How current is this VOYA rating?
The rating on this page is a snapshot of MELANY's read as of 2026-09-22. The price shown updates live, but the score is not recomputed on this page. MELANY re-scores VOYA continuously as new price, earnings, and fundamental data arrive, and the current rating is in the app (Pro, free for 30 days).
How this rating works
Market Eyes Live
Every rating graded in public, VOYA included
MELANY scores more than 11,000 U.S. stocks and ETFs, PRISM ranks conviction and APEX writes the plan with one entry zone. Free to start on iOS and the web.