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Lincoln National Corp. (LNC) Stock Rating & Analysis
As of October 13, 2026, MELANY rates Lincoln National Corp. 72 out of 100 (Highest Conviction). Its highest factor score is catalyst setup at 94, and its lowest is business quality at 48.
MELANY ratingRated 2026-10-13LNC · composite score
About Lincoln National Corp.
Lincoln National Corp runs multiple insurance and retirement businesses across operating segments that include Annuities, Retirement Plan Services, and Life Insurance and Group Protection. Its products include fixed and indexed annuities, variable annuities, universal life insurance (UL), variable universal life (VUL), linked-benefit UL and VUL, indexed universal life (IUL), term life, employer-sponsored retirement plans and services, and group life, disability, and dental coverage.
Rating as of 2026-10-13 · this is a dated snapshot; the live rating is in the app (Pro, free for 30 days). The price above updates in real time.
Why LNC scores 72/100
LNC's 8 factor scores run from 48 to 94, and 3 of them sit above its composite of 72. Here is how LNC breaks down.
Whether the price looks cheap or expensive against earnings, growth, and peers.
- P/E 3.4x vs sector 13.0x median
- PEG ratio 1.01 (< 1 = undervalued)
- FCF yield 26.6%
Margins, returns on capital, and balance-sheet strength.
- ROE 23%
Direction and relative strength of the recent share-price trend.
- 50-day MA above 200-day (golden cross zone)
History of beating or missing estimates, and where estimates are heading.
- Beat EPS estimates 4 of last 4 quarters
- Avg EPS beat +10%
- Earnings in 23 days (strong beat history)
What Wall Street price targets and revisions are signalling.
Near-term events that could move the stock.
- Earnings in 23 days
Upside weighed against volatility and drawdown risk.
How the current rate and market regime suits this kind of company.
How LNC compares
As of October 13, 2026, Lincoln National Corp. ranks 1st of the 4 companies with a MELANY rating page in its SEC industry group (Life Insurance), where the average score is 66.
Key risks for LNC
- No specific company-level red flags detected, monitor macro regime changes
Sector and theme context
Lincoln National Corp. sits in the Financials / rate cycle theme, which MELANY currently rates 18/100 for strength. Theme strength feeds LNC's momentum and catalyst factors above.
LNC trade plan (Pro)
MELANY has a full position plan for Lincoln National Corp.: a smart entry zone, an alert level, position sizing, and quarterly review triggers. It is part of Market Eyes Pro, and the first 30 days are free.
How MELANY rates LNC
MELANY is a rules-based engine that scores every stock from 0 to 100 across eight weighted factors, then re-scores as new price, earnings, and fundamental data arrive. Lincoln National Corp.'s 72/100 reflects mature factor weighting for its profile. Position framework managed by score-based check-ins, not a fixed holding period.
Ratings are algorithmic and change with the data. They are research and education, not personalized investment advice.
Frequently asked questions about LNC
Is Lincoln National Corp. (LNC) a buy?
As of 2026-10-13, MELANY rated Lincoln National Corp. Highest Conviction with a composite score of 72/100. That is a dated snapshot, not the live rating, and it is an algorithmic reading built from eight factors rather than personalized investment advice. Review the factor breakdown above and the disclaimer below before making any decision.
What is Lincoln National Corp.'s MELANY score?
Lincoln National Corp. (LNC) has a MELANY composite score of 72/100, combining valuation, business quality, price momentum, earnings track record, analyst sentiment, catalyst setup, risk-adjusted profile, macro fit.
How is the LNC stock rating calculated?
MELANY scores LNC from 0 to 100 across eight weighted factors using live market and fundamental data, then refreshes the rating automatically as new data arrives.
Should I buy Lincoln National Corp. stock?
That decision is yours; Market Eyes Live does not give buy or sell advice. What the data says: MELANY rates Lincoln National Corp. (LNC) Highest Conviction with a composite of 72/100 as of 2026-10-13. The factor breakdown above shows what is driving that, which is a better basis for a decision than any one-word verdict.
What is the LNC stock price forecast?
MELANY does not publish price targets or forecasts for LNC. Predicting a future price is exactly the kind of false precision the confidence framework avoids. Instead it scores today's setup, 72/100 across eight factors for Lincoln National Corp., and re-scores automatically as new price, earnings, and fundamental data arrive.
Is LNC stock overvalued or undervalued?
MELANY's valuation factor currently reads 83/100 for Lincoln National Corp., where a higher score means the price looks more attractive on that measure. Scores in the 70s and above read as attractively priced, the mid range as roughly fair, and low scores as stretched. The factor breakdown above shows what drives LNC's read.
What price should I buy LNC at?
Rather than chasing the current price, MELANY computes a smart entry zone for LNC: the price area where risk and reward actually favor a new position, plus an alert level and position sizing. The exact levels are part of Market Eyes Pro, which starts with a 30-day free trial.
What are the risks of buying LNC stock?
The top risks MELANY currently flags for Lincoln National Corp.: No specific company-level red flags detected, monitor macro regime changes. The rating on this page already weighs these against the bullish factors; see the risk-adjusted profile score in the breakdown above.
Is Lincoln National Corp. a good long-term investment?
For long-term durability the two factors that matter most are business quality, which MELANY scores 48/100 for Lincoln National Corp., and earnings track record, at 85/100. The 72/100 composite blends those with six shorter-horizon factors. Durable quality at a fair price is the long-term case to test; this is research, not personalized investment advice.
Will LNC stock go up?
Nobody can promise a stock's direction, and Market Eyes Live does not predict prices. The measurable part: MELANY's price momentum factor reads 62/100 for LNC right now, and the catalyst setup factor tracks whether near-term events could move it. Both re-score automatically as the data changes.
How current is this LNC rating?
The rating on this page is a snapshot of MELANY's read as of 2026-10-13. The price shown updates live, but the score is not recomputed on this page. MELANY re-scores LNC continuously as new price, earnings, and fundamental data arrive, and the current rating is in the app (Pro, free for 30 days).
How this rating works
Market Eyes Live
Every rating graded in public, LNC included
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