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MetLife, Inc. (MET) Stock Rating & Analysis

As of October 6, 2026, MELANY rates MetLife, Inc. 64 out of 100 (Hold). Its highest factor score is catalyst setup at 86, and its lowest is business quality at 32.

MELANY ratingRated 2026-10-06

MET · composite score

64/100
Hold
···
Live price
Quality32
Momentum69
Risk-adjusted75
Source basis SEC filings and live market dataDated snapshot

About MetLife, Inc.

MetLife is one of the largest US life insurers by assets, offering a range of life insurance and annuity products. It operates through six segments - Group Benefits, Retirement and Income Solutions, Asia, Latin America, EMEA, and MetLife Holdings (run-off products) - with the US-based Group Benefits and RIS contributing about 48% of 2024 adjusted earnings and the Asia segment about 25%, mostly tied to Japan.

Rating as of 2026-10-06 · this is a dated snapshot; the live rating is in the app (Pro, free for 30 days). The price above updates in real time.

Why MET scores 64/100

MET's 8 factor scores run from 32 to 86, and 5 of them sit above its composite of 64. Here is how MET breaks down.

Valuation56/100

Whether the price looks cheap or expensive against earnings, growth, and peers.

  • Forward P/E 8.7x, earnings growth accelerating
  • PEG ratio 0.51 (< 1 = undervalued)
Business quality32/100

Margins, returns on capital, and balance-sheet strength.

Price momentum69/100

Direction and relative strength of the recent share-price trend.

  • 50-day MA above 200-day (golden cross zone)
Earnings track record80/100

History of beating or missing estimates, and where estimates are heading.

  • Beat EPS estimates 4 of last 4 quarters
  • Avg EPS beat +5%
Analyst sentiment65/100

What Wall Street price targets and revisions are signalling.

Catalyst setup86/100

Near-term events that could move the stock.

  • Earnings in 34 days
Risk-adjusted profile75/100

Upside weighed against volatility and drawdown risk.

Macro fit50/100

How the current rate and market regime suits this kind of company.

How MET compares

As of October 7, 2026, MetLife, Inc. is tied for 17th of 21 in Financial Stocks, where the average score is 66.

All stock rating pages.

Key risks for MET

  • Negative free cash flow, company consuming cash, not generating it
  • Trading near 52-week high, limited upside without new positive catalyst

Sector and theme context

MetLife, Inc. sits in the Financials / rate cycle theme, which MELANY currently rates 11/100 for strength. Theme strength feeds MET's momentum and catalyst factors above.

Tracking MET

MetLife, Inc. rates Hold right now, so MELANY is not flagging a fresh entry. Add MET to a watchlist in the app to follow its rating; an alert the moment it changes is part of Pro, free for 30 days.

How MELANY rates MET

MELANY is a rules-based engine that scores every stock from 0 to 100 across eight weighted factors, then re-scores as new price, earnings, and fundamental data arrive. MetLife, Inc.'s 64/100 reflects mature factor weighting for its profile.

Ratings are algorithmic and change with the data. They are research and education, not personalized investment advice.

Frequently asked questions about MET

Is MetLife, Inc. (MET) a buy?

As of 2026-10-06, MELANY rated MetLife, Inc. Hold with a composite score of 64/100. That is a dated snapshot, not the live rating, and it is an algorithmic reading built from eight factors rather than personalized investment advice. Review the factor breakdown above and the disclaimer below before making any decision.

What is MetLife, Inc.'s MELANY score?

MetLife, Inc. (MET) has a MELANY composite score of 64/100, combining valuation, business quality, price momentum, earnings track record, analyst sentiment, catalyst setup, risk-adjusted profile, macro fit.

How is the MET stock rating calculated?

MELANY scores MET from 0 to 100 across eight weighted factors using live market and fundamental data, then refreshes the rating automatically as new data arrives.

Should I buy MetLife, Inc. stock?

That decision is yours; Market Eyes Live does not give buy or sell advice. What the data says: MELANY rates MetLife, Inc. (MET) Hold with a composite of 64/100 as of 2026-10-06. The factor breakdown above shows what is driving that, which is a better basis for a decision than any one-word verdict.

What is the MET stock price forecast?

MELANY does not publish price targets or forecasts for MET. Predicting a future price is exactly the kind of false precision the confidence framework avoids. Instead it scores today's setup, 64/100 across eight factors for MetLife, Inc., and re-scores automatically as new price, earnings, and fundamental data arrive.

Is MET stock overvalued or undervalued?

MELANY's valuation factor currently reads 56/100 for MetLife, Inc., where a higher score means the price looks more attractive on that measure. Scores in the 70s and above read as attractively priced, the mid range as roughly fair, and low scores as stretched. The factor breakdown above shows what drives MET's read.

What price should I buy MET at?

MELANY is not flagging a fresh entry for MET at its current Hold rating, so there is no entry zone to publish right now. Add MET to a watchlist in the app to follow it; an alert the moment the rating changes is part of Pro, free for 30 days.

What are the risks of buying MET stock?

The top risks MELANY currently flags for MetLife, Inc.: Negative free cash flow, company consuming cash, not generating it; Trading near 52-week high, limited upside without new positive catalyst. The rating on this page already weighs these against the bullish factors; see the risk-adjusted profile score in the breakdown above.

Is MetLife, Inc. a good long-term investment?

For long-term durability the two factors that matter most are business quality, which MELANY scores 32/100 for MetLife, Inc., and earnings track record, at 80/100. The 64/100 composite blends those with six shorter-horizon factors. Durable quality at a fair price is the long-term case to test; this is research, not personalized investment advice.

Will MET stock go up?

Nobody can promise a stock's direction, and Market Eyes Live does not predict prices. The measurable part: MELANY's price momentum factor reads 69/100 for MET right now, and the catalyst setup factor tracks whether near-term events could move it. Both re-score automatically as the data changes.

How current is this MET rating?

The rating on this page is a snapshot of MELANY's read as of 2026-10-06. The price shown updates live, but the score is not recomputed on this page. MELANY re-scores MET continuously as new price, earnings, and fundamental data arrive, and the current rating is in the app (Pro, free for 30 days).

How this rating works

Market Eyes Live

Every rating graded in public, MET included

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