Real-Time Market Intelligence

See every move.
Before it happens.

Confidence-scored stock signals, live rate intelligence read from the same bond moves professional mortgage desks watch, economic-event alerts, and state-aware homeowner calculators. Built for investors, loan officers, advisors, and homeowners who would rather act on information than instinct.

Explore the platform
Free account, no credit card required.
15+
Live data feeds
30s
Refresh interval
50
State data sets
12+
Scoring models
MEL
Conviction Score
Eight-component read
Live
87of 100
Highest Conviction
Momentum
Quality
Valuation
Illustrative preview of the scoring read
Lock / Float
Rate desk
72
Lean Lock
Built on official data
Yahoo Finance FRED / St. Louis Fed BLS BEA U.S. Census Freddie Mac Treasury.gov
What you get

One platform. Every signal that moves your money.

Markets, rates, and the economic calendar, scored and translated into plain English, refreshed throughout the trading day.

Live Market Feeds
Equities, Treasury yields, MBS prices, commodities, streaming live across 15+ instruments, updated every 30 seconds.
Rate Intelligence
Track the 10Y Treasury, MBS spreads, and rate movements with precision. Scored signals across 7, 15, and 30-day horizons.
Economic Calendar
Fed decisions, NFP, CPI, PCE, GDP, JOLTS, every major economic event with live countdowns and impact analysis.
AI Market Analysis
On-demand market context and plain-language summaries powered by leading AI models. Ask anything.
Lock / Float Scoring
A 0 to 100 lock-or-wait recommendation built from the same MBS bond moves, Treasury breaks, and economic-event calendar that institutional mortgage desks use. Pressure-tested against real pro-desk calls across bond rallies and sell-offs, the same playbook, in your pocket.
Reprice Alerts
An early-warning system that detects intraday MBS momentum shifts before lender reprices hit the market.
HERO Picks
Six ranked stock picks, fresh throughout the trading day, not yesterday's leftovers. Each one scored across 8 components with plain-English reasoning and a mandatory risk breakdown. Breakouts can land on the board within minutes; reversals come off just as fast.
Stock & Commodity Scorer
Type any ticker, stocks, gold, oil, crypto, and get an instant Highest Conviction / Runner! / Hold / Unfavorable read in under a second on names everyone watches. Eight components, real beat-history data, separate scoring rules for mature vs. speculative names, and a Conservative / Balanced / Aggressive risk read on every result.
For homeowners & LOs

Four calculators that know your state.

Property tax, home insurance, and appreciation auto-fill for all 50 states, so every number reflects your actual market, not national averages.

Free
Refinance Radar
Should you refinance? Scored 0 to 100 across 5 weighted components: rate differential, investment-adjusted break-even, cash-flow ROI, loan structure benefit, and LTV/PMI position. Handles fixed, ARM, and buydown loans.
Free
Keep, Rent, or Sell?
Dual 0 to 100 sell vs rent scores across 9 weighted components. Includes an Appreciation+ bonus for high-growth markets: if your state appreciates 4%+ and you plan to hold long-term, that equity gain is factored into the rent score.
Free
Rent vs Buy
10-component Buy vs Keep Renting score. Weighs your down payment, break-even timeline, life situation, debt-to-income, and local market. State appreciation auto-fills and adds a buy-side bonus for high-growth markets on stays of 5+ years.
Free
Savings Roadmap
Full monthly cost breakdown after a refinance: P&I + state property tax + scaled home insurance + PMI (if LTV > 80%) + HOA. Includes closing-cost calculation, break-even timeline, and a 10-year cumulative savings projection.
50-state data built in. Select your state once at the top of the homeowner section and all four calculators update automatically: property tax rates, home insurance estimates, and 10-year average appreciation from Tax Foundation and FHFA HPI data. Every field is still editable if your county differs from the state average.
Data sources

Every number traces to an official source.

No black boxes. The feeds powering your scores come straight from the agencies that publish them.

Yahoo Finance
Real-time equities, ETFs, Treasury yields, commodities, and FX rates
Live
FRED, St. Louis Fed
Macroeconomic indicators, breakeven inflation, SOFR, monetary policy data
Live
Bureau of Labor Statistics
NFP jobs reports, CPI, JOLTS, official U.S. employment and inflation data
Live
Bureau of Economic Analysis
GDP advance estimates and PCE inflation, the Federal Reserve's preferred gauge
Live
U.S. Census Bureau
Housing starts, building permits, and monthly retail sales data
Official
Freddie Mac
Official weekly 30-year fixed mortgage rate survey (PMMS)
Official
Treasury.gov
U.S. Treasury auction results, yield-curve data, and debt issuance schedules
Official
MELANY Data Engine
Our own SEC EDGAR pipeline, confidence-scored fundamentals and valuation
Native
Pricing

Start free. Go Pro when you're ready.

Create a free account in seconds. Unlock the full engine with a 30-day free Pro trial, cancel anytime.

Free
$0 / forever
Everything you need to start watching the market.
The four state-aware homeowner calculators
50-state property tax, insurance & appreciation data
Core market overview and regime banner
No credit card required to begin
Most popular
Pro
$9.99 / month
The full engine. 30-day free trial on every plan.
Signal Picks, 6 ranked stocks, refreshed through the day
Stock & Commodity Scorer with conviction ratings and live earnings data
All live market feeds, updated every 30 seconds
Full lock / float scoring & reprice alerts
AI-powered market analysis on demand
Full economic calendar with countdown alerts
Refinance Radar, 5-component scoring with live rates
Card required to start the trial. Cancel anytime before it ends.
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Full access to everything, Signal Picks, the Stock Scorer, live feeds, rate intelligence, and AI analysis. Cancel anytime.