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Stock rating · Insurance Agents, Brokers & Service
Ryan Specialty Holdings, Inc. (RYAN) Stock Rating & Analysis
As of September 18, 2026, MELANY rates Ryan Specialty Holdings, Inc. 55 out of 100 (Hold). Its highest factor score is risk-adjusted profile at 75, and its lowest is valuation at 44.
MELANY ratingRated 2026-09-18RYAN · composite score
About Ryan Specialty Holdings, Inc.
Ryan Specialty Holdings Inc is an international specialty insurance intermediary providing specialty products, solutions, and services to insurance brokers, agents, and carriers. It offers wholesale insurance brokerage and delegated underwriting authority products and services - distribution, underwriting, product development, administration, and risk management - with expertise across property, casualty, professional lines, transportation, personal lines, workers compensation, and employee benefits, spanning traditional insurance and alternative risk solutions.
Rating as of 2026-09-18 · this is a dated snapshot; the live rating is in the app (Pro, free for 30 days). The price above updates in real time.
Why RYAN scores 55/100
RYAN's 8 factor scores run from 44 to 75, and 5 of them sit above its composite of 55. Here is how RYAN breaks down.
Whether the price looks cheap or expensive against earnings, growth, and peers.
- Forward P/E 16.7x, earnings growth accelerating
Margins, returns on capital, and balance-sheet strength.
- Gross margin 41%
- ROE 22%
Direction and relative strength of the recent share-price trend.
History of beating or missing estimates, and where estimates are heading.
What Wall Street price targets and revisions are signalling.
- Analyst targets 26% upside
Near-term events that could move the stock.
Upside weighed against volatility and drawdown risk.
How the current rate and market regime suits this kind of company.
How RYAN compares
As of October 13, 2026, Ryan Specialty Holdings, Inc. ranks 4th of the 5 companies with a MELANY rating page in its SEC industry group (Insurance Agents, Brokers & Service), where the average score is 61.
Key risks for RYAN
- High debt-to-equity ratio 3.7x, rate-sensitive balance sheet
Sector and theme context
Ryan Specialty Holdings, Inc. sits in the Financials / rate cycle theme, which MELANY currently rates 49/100 for strength. Theme strength feeds RYAN's momentum and catalyst factors above.
Tracking RYAN
Ryan Specialty Holdings, Inc. rates Hold right now, so MELANY is not flagging a fresh entry. Add RYAN to a watchlist in the app to follow its rating; an alert the moment it changes is part of Pro, free for 30 days.
How MELANY rates RYAN
MELANY is a rules-based engine that scores every stock from 0 to 100 across eight weighted factors, then re-scores as new price, earnings, and fundamental data arrive. Ryan Specialty Holdings, Inc.'s 55/100 reflects mature factor weighting for its profile.
Ratings are algorithmic and change with the data. They are research and education, not personalized investment advice.
Frequently asked questions about RYAN
Is Ryan Specialty Holdings, Inc. (RYAN) a buy?
As of 2026-09-18, MELANY rated Ryan Specialty Holdings, Inc. Hold with a composite score of 55/100. That is a dated snapshot, not the live rating, and it is an algorithmic reading built from eight factors rather than personalized investment advice. Review the factor breakdown above and the disclaimer below before making any decision.
What is Ryan Specialty Holdings, Inc.'s MELANY score?
Ryan Specialty Holdings, Inc. (RYAN) has a MELANY composite score of 55/100, combining valuation, business quality, price momentum, earnings track record, analyst sentiment, catalyst setup, risk-adjusted profile, macro fit.
How is the RYAN stock rating calculated?
MELANY scores RYAN from 0 to 100 across eight weighted factors using live market and fundamental data, then refreshes the rating automatically as new data arrives.
Should I buy Ryan Specialty Holdings, Inc. stock?
That decision is yours; Market Eyes Live does not give buy or sell advice. What the data says: MELANY rates Ryan Specialty Holdings, Inc. (RYAN) Hold with a composite of 55/100 as of 2026-09-18. The factor breakdown above shows what is driving that, which is a better basis for a decision than any one-word verdict.
What is the RYAN stock price forecast?
MELANY does not publish price targets or forecasts for RYAN. Predicting a future price is exactly the kind of false precision the confidence framework avoids. Instead it scores today's setup, 55/100 across eight factors for Ryan Specialty Holdings, Inc., and re-scores automatically as new price, earnings, and fundamental data arrive.
Is RYAN stock overvalued or undervalued?
MELANY's valuation factor currently reads 44/100 for Ryan Specialty Holdings, Inc., where a higher score means the price looks more attractive on that measure. Scores in the 70s and above read as attractively priced, the mid range as roughly fair, and low scores as stretched. The factor breakdown above shows what drives RYAN's read.
What price should I buy RYAN at?
MELANY is not flagging a fresh entry for RYAN at its current Hold rating, so there is no entry zone to publish right now. Add RYAN to a watchlist in the app to follow it; an alert the moment the rating changes is part of Pro, free for 30 days.
What are the risks of buying RYAN stock?
The top risks MELANY currently flags for Ryan Specialty Holdings, Inc.: High debt-to-equity ratio 3.7x, rate-sensitive balance sheet. The rating on this page already weighs these against the bullish factors; see the risk-adjusted profile score in the breakdown above.
Is Ryan Specialty Holdings, Inc. a good long-term investment?
For long-term durability the two factors that matter most are business quality, which MELANY scores 47/100 for Ryan Specialty Holdings, Inc., and earnings track record, at 64/100. The 55/100 composite blends those with six shorter-horizon factors. Durable quality at a fair price is the long-term case to test; this is research, not personalized investment advice.
Will RYAN stock go up?
Nobody can promise a stock's direction, and Market Eyes Live does not predict prices. The measurable part: MELANY's price momentum factor reads 56/100 for RYAN right now, and the catalyst setup factor tracks whether near-term events could move it. Both re-score automatically as the data changes.
How current is this RYAN rating?
The rating on this page is a snapshot of MELANY's read as of 2026-09-18. The price shown updates live, but the score is not recomputed on this page. MELANY re-scores RYAN continuously as new price, earnings, and fundamental data arrive, and the current rating is in the app (Pro, free for 30 days).
How this rating works
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