Market Eyes LiveRyan Specialty Holdings, Inc. (RYAN) Stock Rating & Analysis
MELANY's data-driven read on Ryan Specialty Holdings, Inc. · Insurance Agents, Brokers & Service.
Ryan Specialty Holdings Inc is an international specialty insurance intermediary providing specialty products, solutions, and services to insurance brokers, agents, and carriers. It offers wholesale insurance brokerage and delegated underwriting authority products and services - distribution, underwriting, product development, administration, and risk management - with expertise across property, casualty, professional lines, transportation, personal lines, workers compensation, and employee benefits, spanning traditional insurance and alternative risk solutions.
Why RYAN scores 49/100
MELANY scores Ryan Specialty Holdings, Inc. 49/100 by weighing eight factors. Here is how RYAN breaks down.
Whether the price looks cheap or expensive against earnings, growth, and peers.
- Forward P/E 17.3x, earnings growth accelerating
Margins, returns on capital, and balance-sheet strength.
- Gross margin 41%
- ROE 22%
Direction and relative strength of the recent share-price trend.
- Price +6.2% above 50-day MA
History of beating or missing estimates, and where estimates are heading.
What Wall Street price targets and revisions are signalling.
Near-term events that could move the stock.
Upside weighed against volatility and drawdown risk.
How the current rate and market regime suits this kind of company.
Key risks for RYAN
- High debt-to-equity ratio 3.7x, rate-sensitive balance sheet
Sector and theme context
Ryan Specialty Holdings, Inc. sits in the Financials / rate cycle theme, which MELANY currently rates 44/100 for strength. Theme strength feeds RYAN's momentum and catalyst factors above.
Tracking RYAN
Ryan Specialty Holdings, Inc. rates Hold right now, so MELANY is not flagging a fresh entry. Create a free account to add RYAN to your watchlist and get alerted the moment the rating changes.
How MELANY rates RYAN
MELANY is a rules-based engine that scores every stock from 0 to 100 across eight weighted factors, then re-scores as new price, earnings, and fundamental data arrive. Ryan Specialty Holdings, Inc.'s 49/100 reflects mature factor weighting for its profile.
Ratings are algorithmic and change with the data. They are research and education, not personalized investment advice.
Frequently asked questions about RYAN
Is Ryan Specialty Holdings, Inc. (RYAN) a buy?
As of 2026-08-14, MELANY rated Ryan Specialty Holdings, Inc. Hold with a composite score of 49/100. That is a dated snapshot, not the live rating, and it is an algorithmic reading built from eight factors rather than personalized investment advice. Review the factor breakdown above and the disclaimer below before making any decision.
What is Ryan Specialty Holdings, Inc.'s MELANY score?
Ryan Specialty Holdings, Inc. (RYAN) has a MELANY composite score of 49/100, combining valuation, business quality, price momentum, earnings track record, analyst sentiment, catalyst setup, risk-adjusted profile, and macro fit.
How is the RYAN stock rating calculated?
MELANY scores RYAN from 0 to 100 across eight weighted factors using live market and fundamental data, then refreshes the rating automatically as new data arrives.
Should I buy Ryan Specialty Holdings, Inc. stock?
That decision is yours; Market Eyes Live does not give buy or sell advice. What the data says: MELANY rates Ryan Specialty Holdings, Inc. (RYAN) Hold with a composite of 49/100 as of 2026-08-14. The factor breakdown above shows what is driving that, which is a better basis for a decision than any one-word verdict.
What is the RYAN stock price forecast?
MELANY does not publish price targets or forecasts for RYAN. Predicting a future price is exactly the kind of false precision the confidence framework avoids. Instead it scores today's setup, 49/100 across eight factors for Ryan Specialty Holdings, Inc., and re-scores automatically as new price, earnings, and fundamental data arrive.
Is RYAN stock overvalued or undervalued?
MELANY's valuation factor currently reads 41/100 for Ryan Specialty Holdings, Inc., where a higher score means the price looks more attractive against earnings, growth, and peers. Scores in the 70s and above read as attractively priced, the mid range as roughly fair, and low scores as stretched. The factor breakdown above shows what drives RYAN's read.
What price should I buy RYAN at?
MELANY is not flagging a fresh entry for RYAN at its current Hold rating, so there is no entry zone to publish right now. Watchlisting RYAN in the free app gets you alerted the moment that changes.
What are the risks of buying RYAN stock?
The top risks MELANY currently flags for Ryan Specialty Holdings, Inc.: High debt-to-equity ratio 3.7x, rate-sensitive balance sheet. The rating on this page already weighs these against the bullish factors; see the risk-adjusted profile score in the breakdown above.
Is Ryan Specialty Holdings, Inc. a good long-term investment?
For long-term durability the two factors that matter most are business quality, which MELANY scores 47/100 for Ryan Specialty Holdings, Inc., and earnings track record, at 64/100. The 49/100 composite blends those with six shorter-horizon factors. Durable quality at a fair price is the long-term case to test; this is research, not personalized investment advice.
Will RYAN stock go up?
Nobody can promise a stock's direction, and Market Eyes Live does not predict prices. The measurable part: MELANY's price momentum factor reads 43/100 for RYAN right now, and the catalyst setup factor tracks whether near-term events could move it. Both re-score automatically as the data changes.
How current is this RYAN rating?
The rating on this page is a snapshot of MELANY's read as of 2026-08-14. The price shown updates live, but the score is not recomputed on this page. MELANY re-scores RYAN continuously as new price, earnings, and fundamental data arrive, and that current rating is free in the app.
RYAN's live rating and alerts are free either way. The app is our flagship.