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Stock rating · National Commercial Banks
Regions Financial Corp. (RF) Stock Rating & Analysis
As of September 21, 2026, MELANY rates Regions Financial Corp. 59 out of 100 (Hold). Its highest factor score is catalyst setup at 78, and its lowest is earnings track record at 46.
MELANY ratingRated 2026-09-21RF · composite score
About Regions Financial Corp.
Regions Financial is a midsized US regional bank with around $160 billion in total assets as of the end of the first quarter of 2026. Headquartered in Birmingham, Alabama, with a footprint mostly in the US Southeast, it provides retail banking, commercial banking, card and treasury management, wealth management, and capital markets services.
Rating as of 2026-09-21 · this is a dated snapshot; the live rating is in the app (Pro, free for 30 days). The price above updates in real time.
Why RF scores 59/100
RF's 8 factor scores run from 46 to 78, and 3 of them sit above its composite of 59. Here is how RF breaks down.
Whether the price looks cheap or expensive against earnings, growth, and peers.
- P/E 11.6x vs sector 13.0x median
Margins, returns on capital, and balance-sheet strength.
Direction and relative strength of the recent share-price trend.
- 50-day MA above 200-day (golden cross zone)
History of beating or missing estimates, and where estimates are heading.
What Wall Street price targets and revisions are signalling.
Near-term events that could move the stock.
Upside weighed against volatility and drawdown risk.
How the current rate and market regime suits this kind of company.
How RF compares
As of October 13, 2026, Regions Financial Corp. ranks 11th of the 11 companies with a MELANY rating page in its SEC industry group (National Commercial Banks), where the average score is 67.
Key risks for RF
- No specific company-level red flags detected, monitor macro regime changes
Sector and theme context
Regions Financial Corp. sits in the Financials / rate cycle theme, which MELANY currently rates 33/100 for strength. Theme strength feeds RF's momentum and catalyst factors above.
Tracking RF
Regions Financial Corp. rates Hold right now, so MELANY is not flagging a fresh entry. Add RF to a watchlist in the app to follow its rating; an alert the moment it changes is part of Pro, free for 30 days.
How MELANY rates RF
MELANY is a rules-based engine that scores every stock from 0 to 100 across eight weighted factors, then re-scores as new price, earnings, and fundamental data arrive. Regions Financial Corp.'s 59/100 reflects mature factor weighting for its profile.
Ratings are algorithmic and change with the data. They are research and education, not personalized investment advice.
Frequently asked questions about RF
Is Regions Financial Corp. (RF) a buy?
As of 2026-09-21, MELANY rated Regions Financial Corp. Hold with a composite score of 59/100. That is a dated snapshot, not the live rating, and it is an algorithmic reading built from eight factors rather than personalized investment advice. Review the factor breakdown above and the disclaimer below before making any decision.
What is Regions Financial Corp.'s MELANY score?
Regions Financial Corp. (RF) has a MELANY composite score of 59/100, combining valuation, business quality, price momentum, earnings track record, analyst sentiment, catalyst setup, risk-adjusted profile, macro fit.
How is the RF stock rating calculated?
MELANY scores RF from 0 to 100 across eight weighted factors using live market and fundamental data, then refreshes the rating automatically as new data arrives.
Should I buy Regions Financial Corp. stock?
That decision is yours; Market Eyes Live does not give buy or sell advice. What the data says: MELANY rates Regions Financial Corp. (RF) Hold with a composite of 59/100 as of 2026-09-21. The factor breakdown above shows what is driving that, which is a better basis for a decision than any one-word verdict.
What is the RF stock price forecast?
MELANY does not publish price targets or forecasts for RF. Predicting a future price is exactly the kind of false precision the confidence framework avoids. Instead it scores today's setup, 59/100 across eight factors for Regions Financial Corp., and re-scores automatically as new price, earnings, and fundamental data arrive.
Is RF stock overvalued or undervalued?
MELANY's valuation factor currently reads 67/100 for Regions Financial Corp., where a higher score means the price looks more attractive on that measure. Scores in the 70s and above read as attractively priced, the mid range as roughly fair, and low scores as stretched. The factor breakdown above shows what drives RF's read.
What price should I buy RF at?
MELANY is not flagging a fresh entry for RF at its current Hold rating, so there is no entry zone to publish right now. Add RF to a watchlist in the app to follow it; an alert the moment the rating changes is part of Pro, free for 30 days.
What are the risks of buying RF stock?
The top risks MELANY currently flags for Regions Financial Corp.: No specific company-level red flags detected, monitor macro regime changes. The rating on this page already weighs these against the bullish factors; see the risk-adjusted profile score in the breakdown above.
Is Regions Financial Corp. a good long-term investment?
For long-term durability the two factors that matter most are business quality, which MELANY scores 55/100 for Regions Financial Corp., and earnings track record, at 46/100. The 59/100 composite blends those with six shorter-horizon factors. Durable quality at a fair price is the long-term case to test; this is research, not personalized investment advice.
Will RF stock go up?
Nobody can promise a stock's direction, and Market Eyes Live does not predict prices. The measurable part: MELANY's price momentum factor reads 56/100 for RF right now, and the catalyst setup factor tracks whether near-term events could move it. Both re-score automatically as the data changes.
How current is this RF rating?
The rating on this page is a snapshot of MELANY's read as of 2026-09-21. The price shown updates live, but the score is not recomputed on this page. MELANY re-scores RF continuously as new price, earnings, and fundamental data arrive, and the current rating is in the app (Pro, free for 30 days).
How this rating works
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