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Stock rating · Services-Business Services, Nec
Mastercard Incorporated (MA) Stock Rating & Analysis
As of October 7, 2026, MELANY rates Mastercard Incorporated 63 out of 100 (Hold). Its highest factor score is catalyst setup at 89, and its lowest is valuation at 28.
MELANY ratingRated 2026-10-07MA · composite score
About Mastercard Incorporated
Mastercard is the world's second-largest payment processor, handling close to $11 trillion in volume during 2025. It operates in over 200 countries and processes transactions in more than 150 currencies.
Rating as of 2026-10-07 · this is a dated snapshot; the live rating is in the app (Pro, free for 30 days). The price above updates in real time.
How MA's rating has moved
- +1Past week, since Sep 30: score rose 1 point to 63.
- +5Past four weeks, since Sep 9: score rose 5 points to 63.
Weekly points: Sep 9: 58 · Sep 16: 59 · Sep 23: 60 · Sep 30: 62 · Oct 7: 63 (this page).
From MELANY's own dated rating record. A tier change is reported as a move between named tiers; the score carries the direction.
Why MA scores 63/100
MA's 8 factor scores run from 28 to 89, and 5 of them sit above its composite of 63. Here is how MA breaks down.
Whether the price looks cheap or expensive against earnings, growth, and peers.
Margins, returns on capital, and balance-sheet strength.
- Gross margin 100%
- ROE 232%
Direction and relative strength of the recent share-price trend.
- 50-day MA above 200-day (golden cross zone)
History of beating or missing estimates, and where estimates are heading.
- Beat EPS estimates 3 of last 4 quarters
- Earnings in 22 days (strong beat history)
What Wall Street price targets and revisions are signalling.
Near-term events that could move the stock.
- Earnings in 22 days
Upside weighed against volatility and drawdown risk.
How the current rate and market regime suits this kind of company.
How MA compares
As of October 7, 2026, Mastercard Incorporated ranks 7th of the 10 companies with a MELANY rating page in its SEC industry group (Services-Business Services, Nec), where the average score is 64.
Key risks for MA
- High debt-to-equity ratio 4.4x, rate-sensitive balance sheet
Sector and theme context
Mastercard Incorporated sits in the Financials / rate cycle theme, which MELANY currently rates 11/100 for strength. Theme strength feeds MA's momentum and catalyst factors above.
Tracking MA
Mastercard Incorporated rates Hold right now, so MELANY is not flagging a fresh entry. Add MA to a watchlist in the app to follow its rating; an alert the moment it changes is part of Pro, free for 30 days.
How MELANY rates MA
MELANY is a rules-based engine that scores every stock from 0 to 100 across eight weighted factors, then re-scores as new price, earnings, and fundamental data arrive. Mastercard Incorporated's 63/100 reflects mature factor weighting for its profile.
Ratings are algorithmic and change with the data. They are research and education, not personalized investment advice.
Frequently asked questions about MA
Is Mastercard Incorporated (MA) a buy?
As of 2026-10-07, MELANY rated Mastercard Incorporated Hold with a composite score of 63/100. That is a dated snapshot, not the live rating, and it is an algorithmic reading built from eight factors rather than personalized investment advice. Review the factor breakdown above and the disclaimer below before making any decision.
What is Mastercard Incorporated's MELANY score?
Mastercard Incorporated (MA) has a MELANY composite score of 63/100, combining valuation, business quality, price momentum, earnings track record, analyst sentiment, catalyst setup, risk-adjusted profile, macro fit.
How is the MA stock rating calculated?
MELANY scores MA from 0 to 100 across eight weighted factors using live market and fundamental data, then refreshes the rating automatically as new data arrives.
Should I buy Mastercard Incorporated stock?
That decision is yours; Market Eyes Live does not give buy or sell advice. What the data says: MELANY rates Mastercard Incorporated (MA) Hold with a composite of 63/100 as of 2026-10-07. The factor breakdown above shows what is driving that, which is a better basis for a decision than any one-word verdict.
What is the MA stock price forecast?
MELANY does not publish price targets or forecasts for MA. Predicting a future price is exactly the kind of false precision the confidence framework avoids. Instead it scores today's setup, 63/100 across eight factors for Mastercard Incorporated, and re-scores automatically as new price, earnings, and fundamental data arrive.
Is MA stock overvalued or undervalued?
MELANY's valuation factor currently reads 28/100 for Mastercard Incorporated, where a higher score means the price looks more attractive on that measure. Scores in the 70s and above read as attractively priced, the mid range as roughly fair, and low scores as stretched. The factor breakdown above shows what drives MA's read.
What price should I buy MA at?
MELANY is not flagging a fresh entry for MA at its current Hold rating, so there is no entry zone to publish right now. Add MA to a watchlist in the app to follow it; an alert the moment the rating changes is part of Pro, free for 30 days.
What are the risks of buying MA stock?
The top risks MELANY currently flags for Mastercard Incorporated: High debt-to-equity ratio 4.4x, rate-sensitive balance sheet. The rating on this page already weighs these against the bullish factors; see the risk-adjusted profile score in the breakdown above.
Is Mastercard Incorporated a good long-term investment?
For long-term durability the two factors that matter most are business quality, which MELANY scores 75/100 for Mastercard Incorporated, and earnings track record, at 71/100. The 63/100 composite blends those with six shorter-horizon factors. Durable quality at a fair price is the long-term case to test; this is research, not personalized investment advice.
Will MA stock go up?
Nobody can promise a stock's direction, and Market Eyes Live does not predict prices. The measurable part: MELANY's price momentum factor reads 61/100 for MA right now, and the catalyst setup factor tracks whether near-term events could move it. Both re-score automatically as the data changes.
How current is this MA rating?
The rating on this page is a snapshot of MELANY's read as of 2026-10-07. The price shown updates live, but the score is not recomputed on this page. MELANY re-scores MA continuously as new price, earnings, and fundamental data arrive, and the current rating is in the app (Pro, free for 30 days).
How this rating works
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