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Stock rating · Fire, Marine & Casualty Insurance
The Hartford Insurance Group, Inc. (HIG) Stock Rating & Analysis
As of October 13, 2026, MELANY rates The Hartford Insurance Group, Inc. 72 out of 100 (Highest Conviction). Its highest factor score is catalyst setup at 100, and its lowest is price momentum at 46.
MELANY ratingRated 2026-10-13HIG · composite score
About The Hartford Insurance Group, Inc.
The Hartford Insurance Group Inc. provides property and casualty insurance, group benefits, and mutual funds, and is recognized for service excellence, sustainability practices, trust, and integrity. It operates principally through five reportable segments - Business Insurance, Personal Insurance, Property & Casualty Other Operations, Employee Benefits, and Hartford Funds - plus a Corporate category, and generates most of its revenue from Business Insurance.
Rating as of 2026-10-13 · this is a dated snapshot; the live rating is in the app (Pro, free for 30 days). The price above updates in real time.
Why HIG scores 72/100
HIG's 8 factor scores run from 46 to 100, and 4 of them sit above its composite of 72. Here is how HIG breaks down.
Whether the price looks cheap or expensive against earnings, growth, and peers.
- P/E 8.5x vs sector 13.0x median
- PEG ratio 0.12 (< 1 = undervalued)
- FCF yield 15.5%
Margins, returns on capital, and balance-sheet strength.
- ROE 23%
Direction and relative strength of the recent share-price trend.
History of beating or missing estimates, and where estimates are heading.
- Beat EPS estimates 3 of last 4 quarters
- Avg EPS beat +9%
- Earnings in 13 days (strong beat history)
What Wall Street price targets and revisions are signalling.
Near-term events that could move the stock.
- Earnings in 13 days
Upside weighed against volatility and drawdown risk.
How the current rate and market regime suits this kind of company.
How HIG compares
As of October 13, 2026, The Hartford Insurance Group, Inc. ranks 4th of the 5 companies with a MELANY rating page in its SEC industry group (Fire, Marine & Casualty Insurance), where the average score is 73.
Key risks for HIG
- No specific company-level red flags detected, monitor macro regime changes
Sector and theme context
The Hartford Insurance Group, Inc. sits in the Financials / rate cycle theme, which MELANY currently rates 22/100 for strength. Theme strength feeds HIG's momentum and catalyst factors above.
HIG trade plan (Pro)
MELANY has a full position plan for The Hartford Insurance Group, Inc.: a smart entry zone, an alert level, position sizing, and quarterly review triggers. It is part of Market Eyes Pro, and the first 30 days are free.
How MELANY rates HIG
MELANY is a rules-based engine that scores every stock from 0 to 100 across eight weighted factors, then re-scores as new price, earnings, and fundamental data arrive. The Hartford Insurance Group, Inc.'s 72/100 reflects mature factor weighting for its profile. Position framework managed by score-based check-ins, not a fixed holding period.
Ratings are algorithmic and change with the data. They are research and education, not personalized investment advice.
Frequently asked questions about HIG
Is The Hartford Insurance Group, Inc. (HIG) a buy?
As of 2026-10-13, MELANY rated The Hartford Insurance Group, Inc. Highest Conviction with a composite score of 72/100. That is a dated snapshot, not the live rating, and it is an algorithmic reading built from eight factors rather than personalized investment advice. Review the factor breakdown above and the disclaimer below before making any decision.
What is The Hartford Insurance Group, Inc.'s MELANY score?
The Hartford Insurance Group, Inc. (HIG) has a MELANY composite score of 72/100, combining valuation, business quality, price momentum, earnings track record, analyst sentiment, catalyst setup, risk-adjusted profile, macro fit.
How is the HIG stock rating calculated?
MELANY scores HIG from 0 to 100 across eight weighted factors using live market and fundamental data, then refreshes the rating automatically as new data arrives.
Should I buy The Hartford Insurance Group, Inc. stock?
That decision is yours; Market Eyes Live does not give buy or sell advice. What the data says: MELANY rates The Hartford Insurance Group, Inc. (HIG) Highest Conviction with a composite of 72/100 as of 2026-10-13. The factor breakdown above shows what is driving that, which is a better basis for a decision than any one-word verdict.
What is the HIG stock price forecast?
MELANY does not publish price targets or forecasts for HIG. Predicting a future price is exactly the kind of false precision the confidence framework avoids. Instead it scores today's setup, 72/100 across eight factors for The Hartford Insurance Group, Inc., and re-scores automatically as new price, earnings, and fundamental data arrive.
Is HIG stock overvalued or undervalued?
MELANY's valuation factor currently reads 80/100 for The Hartford Insurance Group, Inc., where a higher score means the price looks more attractive on that measure. Scores in the 70s and above read as attractively priced, the mid range as roughly fair, and low scores as stretched. The factor breakdown above shows what drives HIG's read.
What price should I buy HIG at?
Rather than chasing the current price, MELANY computes a smart entry zone for HIG: the price area where risk and reward actually favor a new position, plus an alert level and position sizing. The exact levels are part of Market Eyes Pro, which starts with a 30-day free trial.
What are the risks of buying HIG stock?
The top risks MELANY currently flags for The Hartford Insurance Group, Inc.: No specific company-level red flags detected, monitor macro regime changes. The rating on this page already weighs these against the bullish factors; see the risk-adjusted profile score in the breakdown above.
Is The Hartford Insurance Group, Inc. a good long-term investment?
For long-term durability the two factors that matter most are business quality, which MELANY scores 64/100 for The Hartford Insurance Group, Inc., and earnings track record, at 80/100. The 72/100 composite blends those with six shorter-horizon factors. Durable quality at a fair price is the long-term case to test; this is research, not personalized investment advice.
Will HIG stock go up?
Nobody can promise a stock's direction, and Market Eyes Live does not predict prices. The measurable part: MELANY's price momentum factor reads 46/100 for HIG right now, and the catalyst setup factor tracks whether near-term events could move it. Both re-score automatically as the data changes.
How current is this HIG rating?
The rating on this page is a snapshot of MELANY's read as of 2026-10-13. The price shown updates live, but the score is not recomputed on this page. MELANY re-scores HIG continuously as new price, earnings, and fundamental data arrive, and the current rating is in the app (Pro, free for 30 days).
How this rating works
Market Eyes Live
Every rating graded in public, HIG included
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