MELANY's data-driven read on Ally Financial Inc. · State Commercial Banks.
Ally Financial, formerly the captive finance arm of General Motors, became an independent publicly traded firm in 2014 and is one of the largest consumer auto lenders in the country. It remains focused mainly on auto lending, with more than 70% of its loan book in consumer auto loans and dealer financing, and also offers auto insurance, commercial loans, credit cards, brokerage services, and mortgage debt.
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