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Economic Calendar for Mortgage Rates

The releases most likely to move rates, ranked by impact. Updated 2026-07-09.

Rate-moving events ahead
2026-07-14CPI Inflationhigh
2026-07-15Producer Price Index (PPI)medium
2026-07-16Retail Salesmedium
2026-07-16Initial Jobless Claimsmedium
2026-07-23Initial Jobless Claimsmedium
2026-07-29FOMC Rate Decisionhigh

Why the calendar matters for locking

Rates move most on data. Inflation prints (CPI, PPI), the jobs report, and Fed decisions can shift mortgage rates more in a single morning than a quiet week does. If a high-impact release lands before your close, that event, not today's level, is often the real lock-or-float decision. The read below folds the calendar into the current environment.

Today's read

Today's rate environment
Rates are trending higher
Lock-leaning

Rates trending up (10-Y +6bps over 5 days). Lock to stop the bleeding.

Market Eyes read as of 2026-07-09. General market commentary from live data, not individualized advice.

Frequently asked questions

What economic data moves mortgage rates the most?

Inflation reports (CPI and PPI), the monthly jobs report, and Federal Reserve rate decisions are the highest-impact releases for mortgage rates.

Should I lock before a big data release?

If the release lands before your closing and rates are not clearly falling, locking before it removes the risk of an adverse surprise. If rates are trending down and you have time, some choose to float through it. It is a risk decision, not a guarantee.

When is the next rate-moving event?

The next flagged event is CPI Inflation on 2026-07-14, about 100 hours away.

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