Real-Time Market Intelligence
See every move.
Before it happens.
Ranked stock signals scored across 8 components, live rate intelligence that reads the same bond signals professional mortgage desks watch, economic-event alerts, and four state-aware homeowner calculators — for investors, LOs, advisors, and homeowners who'd rather act on information than instinct.
15+
Live data feeds
30s
Refresh interval
50
State data sets
12+
Scoring models
What you get
Live Market Feeds
Equities, Treasury yields, MBS prices, commodities — streaming live across 15+ instruments, updated every 30 seconds.
Rate Intelligence
Track 10Y Treasury, MBS spreads, and rate movements with precision. Scored signals across 7, 15, and 30-day horizons.
Economic Calendar
Fed decisions, NFP, CPI, PCE, GDP, JOLTS — every major economic event with live countdowns and impact analysis.
Lock / Float Scoring
A 0–100 lock-or-wait recommendation built from the same MBS bond moves, Treasury breaks, and economic-event calendar that institutional mortgage desks use. Pressure-tested against real pro-desk calls across bond rallies and sell-offs — same playbook, in your pocket.
Reprice Alerts
Early warning system that detects intraday MBS momentum shifts before lender reprices hit the market.
AI Market Analysis
On-demand market context and plain-language summaries powered by leading AI models. Ask anything.
HERO Picks
Six ranked stock picks, fresh throughout the trading day — not yesterday's leftovers. Each one scored across 8 components with plain-English reasoning and a mandatory risk breakdown. Breakouts can land on the board within minutes; reversals come off just as fast.
Stock & Commodity Scorer
Type any ticker — stocks, gold, oil, crypto — and get an instant Buy / Runner! / Hold / Sell verdict in under a second on names everyone watches. Eight components, real beat-history data, separate scoring rules for mature vs. speculative names, and a Conservative / Balanced / Aggressive risk read on every result.
For homeowners & LOs
Four state-aware calculators that auto-fill property tax, home insurance, and appreciation rates for all 50 states — so every number reflects your actual market, not national averages.
Free
Refinance Radar
Should you refinance? Scored 0–100 across 5 weighted components: rate differential, investment-adjusted break-even, cash-flow ROI, loan structure benefit, and LTV/PMI position. Handles fixed, ARM, and buydown loans.
Free
Keep, Rent, or Sell?
Dual 0–100 sell vs rent scores across 9 weighted components. Includes an Appreciation+ bonus for high-growth markets — if your state appreciates 4%+ and you plan to hold long-term, that equity gain is factored into the rent score.
Free
Rent vs Buy
10-component Buy vs Keep Renting score. Weighs your down payment, break-even timeline, life situation, debt-to-income, and local market. State appreciation auto-fills and adds a buy-side bonus for high-growth markets on stays of 5+ years.
Free
Savings Roadmap
Full monthly cost breakdown after a refinance: P&I + state property tax + scaled home insurance + PMI (if LTV > 80%) + HOA. Includes closing cost calculation, break-even timeline, and a 10-year cumulative savings projection.
50-state data built in. Select your state once at the top of the homeowner section and all four calculators update automatically — property tax rates, home insurance estimates, and 10-year average appreciation from Tax Foundation and FHFA HPI data. Every field is still editable if your county differs from the state average.
Data sources
Yahoo Finance
Real-time equities, ETFs, Treasury yields, commodities, and FX rates
Live
FRED — St. Louis Fed
Macroeconomic indicators, breakeven inflation, SOFR, monetary policy data
Live
Bureau of Labor Statistics
NFP jobs reports, CPI, JOLTS — official U.S. employment and inflation data
Live
Bureau of Economic Analysis
GDP advance estimates and PCE inflation — the Federal Reserve's preferred gauge
Live
U.S. Census Bureau
Housing starts, building permits, and monthly retail sales data
Official
Freddie Mac
Official weekly 30-year fixed mortgage rate survey (PMMS)
Official
Treasury.gov
U.S. Treasury auction results, yield curve data, and debt issuance schedules
Official
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Pro Plan
$9.99 / month
Signal Picks — 6 ranked stocks, refreshed every 30 min
Stock & Commodity Scorer — Buy / Runner! / Hold / Sell, live earnings data
All live market feeds — updated every 30 seconds
Full lock / float scoring & reprice alerts
AI-powered market analysis on demand
Full economic calendar with countdown alerts
Refinance Radar — 5-component refi scoring with live rates
Keep/Rent/Sell, Rent vs Buy & Savings Roadmap calculators
50-state property tax, insurance & appreciation data
Free account — no credit card required.
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